Single Girl Money | Sep 2018 Savings and Investment Update

Hey there! Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making …

Single Girl Money | Sep 2018 Income and Expenses Update

So I’ve been experimenting with lots of different spreadsheets in the last few months.  Check them out here and here.  I used my June 2018 income and expenses to tryout a few more. It turns out Microsoft Excel has loads of templates to try. It’s been really neat to see it all visualized in so …

I Took A 3rd Look at My 401k and This is What Happened

So in the wee hours of the late night or early morning before a work day, I try to find just one more way I can accelerate My Early Retirement Journey. I know I can probably cut it down comfortably to 15 years from 30 years, but can I do just a little bit more? …

Poverty and You: How does your FIRE budget compare?

So in managing my elderly parent’s finances, I’ve applied for quite a few assistance programs and become familiar with the poverty level in America. I think a lot of us are familiar with the concept, but do you know what the actual level is..say even for your family of 2 or 3 or 5? What’s …

Comparing An Actual Retiree’s Budget to My Proposed Early Retiree Budget

I recently took over managing my aunt’s finance. It’s just paying her bills really because she “just doesn’t know how.”  Not only does this scare me about getting older and losing my ability to care for myself, but it brought up a curious case of, will my FIRE budget really work?. I recently decided my …

What Should My Stock Allocation Be on My Early Retirement Journey?

So one of the things keeping me awake was how to properly allocate my stocks on My Early Retirement Journey. Why is this important? Investing, yes, has the potential to grow your capital with the magic of compound interest. However, the risk of losing your initial investment is present as well. What I seek to …

My Early Retirement Journey- #singlegirllife

Review | 3 Free Excel Spreadsheets That Deserve Another Look

Since my earlier post on 3 free spreadsheets was such a hit, I thought I’d share my latest findings. In my quest for the perfect spreadsheet, I stumbled upon a few more spreadsheets and templates that might serve a purpose for some of you out there. By stumbled upon, I mean I clicked every available …

My Early Retirement Journey- credit score

How I Raised My Credit Score 52 Points in 7 Days With Just 1 Click!

So I read once that in creating documentaries, filmmakers inevitably disrupt the very thing they are trying to capture in its undisturbed state. The sheer fact that a person, place, or thing is being documented affects outcomes. A similar thing happened with my post on my credit score. I initially was just going to share …

Financial Update | June 2018 Income and Expenses

So I’ve been experimenting with lots of different spreadsheets in the last week or so.  I used my June 2018 income and expenses to tryout a few more. It turns out Microsoft Excel has loads of templates to try. It’s been really neat to see it visualized in so many ways. Without further ado, here’s …

Why My Credit Scored Dropped 16 Points: What NOT To Do

So I received a notice from Credit Karma that my credit score dropped 16 points. I scoured the site but found no explanation. They state that some fluctuations are normal. I doubt 16 points is a normal fluctuation. I called one of the credit reporting agencies and they stated they were unable to provide me …