Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me. I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I enjoy watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take. I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community. In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement. Along this journey, I give weekly more personal than finance updates just like this one. Come along with me, I urge you!
Monday – So I survived the weekend with Aunty MERJ. I’m so so so so glad I cancelled that Hawaii trip. It actually wasn’t that bad, but I got home really late Sunday, ate and went to sleep. I didn’t feel like I had a weekend to relax before heading back to work. Oh well, have a week of PTO coming up in September. Planning all sorts of fun treats. Gotta get some blogging tasks done in the next two weeks…
Tuesday – It is hot like bananas. Yes, the skin melting sunshine is back. Ugh. Last week I drove to work with the windows down and got goose bumps because of the chill in the air. This morning I had to turn the air on, windows up. Trying to streamline blogging tasks for the fall. All I want to do is watch TV now! So many good shows being advertised. Much to my chagrin DirecTV no longer running their specials and increased their doggone prices but like a sucker I may shell out $40/mon for sub-par service. Shame on me!
Also, some insider secrets about affiliate marketing. They up your commission based on how well-displayed their product is on your site and if you give it your personal recommendation. You can’t trust these darn bloggers (present company included)! Haven’t called Aunty MERJ in two days. I’m just tired of dealing with it. That’s no way to act, but that’s where I’m at now.
Wednesday – Sleeping through the night but not waking up feeling well rested. Have done nothing for Aunty MERJ this week so far. I feel like I’m rebelling. Blogging took over my nights last two nights. Not sure how/why? Signed up for another affiliate – DirecTV. I was looking for some free trials and the affiliate program popped up, so I went for it. Also applied for a business ID number so I can stop using my personal tax ID number. Yikes. Especially since I sign up for these programs, get no sale, and my information is just hanging out there in cyberspace. I’m just putting things in place for future things to come I suppose.
Job asking me to pinch hit on another team that I previously trained with to cover someone’s maternity leave beginning in December. For once, I didn’t automatically say yes. Right now, I’m at…I’ll do it willingly for $2+ more… $4 would be preferable. But I’m at least willing to stay where I am if no bump in pay. It would be more responsibility but fewer people yelling at me potentially. Overall, less busy as far as call volume. I have mixed feelings, primarily because they didn’t even offer a bump in pay and too I was settling into a groove with the fall season.
Thursday – It just flew by. I don’t know what happened. Had a nasty customer service experience and Wal-Mart. And after I had just told the world how great they are. That meant tossing and turning and replaying the interaction in my mind. If there ever were a girl who sweat the small stuff… it’s this girl right here!
Friday – Oh, glorious Friday. I did nothing this week. Didn’t check in with Aunty MERJ once. Didn’t do any chores. Was so upset after Wal-Mart interaction last night, couldn’t think to grocery shop. Why am I so rattled by things and people who didn’t matter just yesterday. Funny thing happened at work. I stumbled upon an old note I wrote to myself in May 2018 that I was definitely going to take a 6 month sabbatical in Oct 2018. I wrote I would not think twice and just pick between Croatia or Spain and go with it. Ha, if 5-month-ago me could see me now. Took some Miralax last night because of recent decline in diet. Haven’t cooked anything in two weeks. Happy Labor Day weekend!
How did your week go? Share your high and lows… I definitely want to know!
TV this week: Bachelor in Paradise, The Bold Type, Cybil, Love Island
Takeout this week: Taco Bell, Peruvian
- Notes on Life | My Week Ending Aug 24, 2018: Fasting, F Bombs, Liar
- Notes on Life | My Week Ending Aug 17, 2018: Corner of Tears, Sleepless in RTP, The Bold Type