Early Retirement Journey Season 1

Spring into Success: 5 Bible-Based Steps To Develop a Life Management Plan!

Happy Easter! My original title was Happy Easter: 5 Steps to Develop a Life Management Plan and Resurrect Your Life! That was a bit long. I am openly Christian and if that takes away from my readership, then so be it! So I was listening to the sermon this week online, of course.  Pastor Dale …

Budgeting Season 1

March 2018 Expense Report

My expenses don’t generally change that much. I am curious though to see what areas of improvement might be possible in My Early Retirement Journey. You’ll see from my budget, that I give myself an allowance of a little less than $500/mon. This amount has slowly been trimmed since I started My Early Retirement Journey. …

Budgeting Early Retirement Journey

Housing for Profit? An Update from Sandra Rinomato

I recently posited:  Is it worth it to get a larger mortgage to increase your potential resale value? As you know from my Budget Struggles, housing is my biggest expense and one I hope to cut down to fuel momentum in My Early Retirement Journey.  After binge watching Buy Herself on Netflix, I thought I …

Budgeting Early Retirement Journey Updates and Reports

Financial Update | March 2018

So the original objective of this blog was to help me track my journey because not too long after setting my budget, I started to lose interest in The Journey. It’s easy to be in awe by those who have achieved FIRE, but let me tell you, The Journey is not that exciting. For me …

About me Early Retirement Journey

How the Hysterectomy I Ordered Online Helped Save $70,000 for Early Retirement

I am day 5 post op and the blog post of just how I ordered a hysterectomy online just won’t leave me. After some recent GI achievements, I feel a bit rejuvenated. That combined with the fact that I can finally sit up for more than a few minutes without nausea makes this is a …

Budgeting Early Retirement Journey

Season 1, Episode 4 How I Negotiated Down My Rent

BACKGROUND. As I mentioned in my early  budgeting struggles, housing is my biggest expense and almost caused me to give up on My Early Retirement Journey altogether.  Before my light bulb moment to make my budget work for me instead of the other way around, housing costs really threw a wrench in my 2018 outlook. …

About me Budgeting Early Retirement Journey

Season 1, Episode 3 The Case for Geoarbitrage

So one of the initial stressors of budgeting was finding an affordable place to live. Therapeutically unsound, my thoughts exist in an all or nothing world. In my proposed spending budget of $2,500/ month, the recommended spending on housing (30%) was $750/month, all in. At my current spending, I was spending about $1,000/ mon on …