My Early Retirement Journey- #singlegirllife
Early Retirement Journey My week Summer 2018

Notes on Life | Jul 6, 2018: Meatless Wednesday, Cookies for Lunch, Angry Caller

Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take.  I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community.  In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement.  Along this journey, I give weekly updates just like this one. Come along with me, I urge you!

This week I am trying something new with the chart.  Tell me what you think!

A week in the life of my early retirement journey.
Click to enlarge

Final Notes:

My nasty caller for the day on Friday (Fridays are always wonky, and some days like today try your patience) brought to light two things. First, a realization of how much my “stable” job hangs in the balance easily tipped by some rando caller who decides to complain. Some people I work with are really good at shifting the blame to the caller and the caller’s personal problems, but I take the complaints personally.  It’s not the first time, but it just makes me wonder. Which rando at the top of the food chain  will be the one that leads to me losing my job. It’s happened to others in my line of work.
Financially, I might be ok for awhile, but psychologically, I would not be okay.  This happened at least 8 hours ago, and still I feel uneasy and anxious. I have some PTSD from the way I’ve been treated in NC and this recalls some of those hidden memories.  If that lady only knew how much that discord has impacted me already. That feeling of always knowing something random can change the course of your life is a lingering one. Something that may not have occurred the day before, just yesterday may now have such a profound impact on my tomorrows.
Another thing I realized is how much I’ve come to lean on this blog.  I use this blog to express myself in a raw, unedited way – not there now, but getting there. This realization also makes me wonder if I’d ever be able to truly monetize this blog if it meant catering to yet another customer base. If or when I ever reach financial independence, that is certainly not what I want for my life, and certainly not for this blog. Still, I persist.  Thanks for stopping by!

Enjoy? Follow/ Like/ Subscribe

In case you missed it...


  1. Love the chart! But what does "BM this morning" mean? It's probably really obvious but am tired and brain refusing to work it out:-(

    Sorry you had a nasty caller. In my previous dept my role was often that of stepping in and dealing with the nasty ones if they started on my staff. Massive adrenaline rush once all over. As much as I may have appeared calm and managed to deal with nastiness, always felt shaky afterwards and definitely takes time to get over. And I don't have anything in my background that makes these encounters more painful. Feel for you. Remember they are the ones with the problem and what goes around, comes around.

  2. Tuppenny! yay, it's you. BM is bowel movement, #2, you know i struggle with the constipation. sigh. this is 30s (at least for me).
    Yes nasty callers make me question everything about life :/
    Still difficult to get over…if ever. I'm so glad you stopped by today!!

  3. Hmmmm…. BM issues and a cereal diet?! Can't be connected can they??? Maybe an increase in fibre in your diet (aka that rotting fruit and those lovely recipes) might help? Although I appreciate I am not a doctor and cannot diagnose from over the pond!

  4. You're definitely right. I just don't like eating that stuff. My diet is a work in progress. Any time I'm not eating just chips and cookies is a win for me!

  5. Someone once told me cookies had plenty of your 'five a day' in them. Wheat = 1. Chocolate comes from the coca bean = 2. Sugar is from sugar cane = 3. If it had raisins as well = 4. Butter = came from a cow that ate grass = 5. So, there you go you are eating your five a day!! And most chips are from potato. You just need some greeeens for fibre!

  6. Hahah! You're bad 🙂

Leave a Reply

Your email address will not be published. Required fields are marked *