Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me. I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take. I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community. In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement. Along this journey, I give weekly updates just like this one. Come along with me, I urge you!
This week I am trying something new with the chart. Tell me what you think!
Click to enlarge
My nasty caller for the day on Friday (Fridays are always wonky, and some days like today try your patience) brought to light two things. First, a realization of how much my “stable” job hangs in the balance easily tipped by some rando caller who decides to complain. Some people I work with are really good at shifting the blame to the caller and the caller’s personal problems, but I take the complaints personally. It’s not the first time, but it just makes me wonder. Which rando at the top of the food chain will be the one that leads to me losing my job. It’s happened to others in my line of work.
Financially, I might be ok for awhile, but psychologically, I would not be okay. This happened at least 8 hours ago, and still I feel uneasy and anxious. I have some PTSD from the way I’ve been treated in NC and this recalls some of those hidden memories. If that lady only knew how much that discord has impacted me already. That feeling of always knowing something random can change the course of your life is a lingering one. Something that may not have occurred the day before, just yesterday may now have such a profound impact on my tomorrows.
Another thing I realized is how much I’ve come to lean on this blog. I use this blog to express myself in a raw, unedited way – not there now, but getting there. This realization also makes me wonder if I’d ever be able to truly monetize this blog if it meant catering to yet another customer base. If or when I ever reach financial independence, that is certainly not what I want for my life, and certainly not for this blog. Still, I persist. Thanks for stopping by!