Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me. I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take. I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community. In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement. Along this journey, I give weekly more personal than finance updates just like this one. Come along with me, I urge you!
Last week of the chart (probably)….
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Been meaning to say…after almost 6 months of on again off-again talk about increasing her 401k contribution, my co-worker said she increased her monthly contribution by $200! I wouldn’t have been the nag in her ear had it not been for the FIRE community! +1. Yasss another single lady on her way to financial independence. Ok, she’s not single, she recently got married, but her husband is retired and older than her father. I think I’ll just continue the chart for the rest of July. The image is pretty large and I don’t want to regularly be adding content that slows down my load time. Also, worth noting my apartment building still smells like roasted carpet. I wonder what became of the family who’s apartment caught on FIRE. When I was thinking about volunteering for the American Red Cross, this was something to which we’d be responsible for responding. Can you imagine? So what became of me and the Red Cross? Well, after attending orientation, I never did the online training. I started my side hustle and that was that.
Been in a funk lately. Partly to do with handling Aunty MERJ’s everything and just life in general. Then lease renewal caused another decision point. Every time this happens I always spin a little bit. Tried out my handy next home finder, and had surprising results. Spent my Wed night just being in a funky mood. Ugh.
Thurs – call from doctor, turns out I have an infection (BV). I won’t spell it out for fear of TMI. I’m concerned because per the interwebs this is more common in women with partners. I’m not that girl. Hmm… I hope nothing terrible happened to me when I had my surgery in March. You hear stories. Add this to my list of ailments this year. Seven day course of metronidazole (Flagyl). The single girl can’t win. Have to work on health. 7 months straight of needing some sort of medical remedy. Oy. How did your week go?