The Working Budget

last revision date: Nov 14, 2018

GROSS SALARY:
$91,000
($44/HR)
NET SALARY:
$71,000
(INCL 401K CONTRIBUTIONS)
SPENDING BUDGET:
$26,000/ yr
($2,167/MON)
TOTAL SAVINGS
GOAL:
$45K/YR
TOTAL = POST-TAX
SAVINGS + 401K
 (45K = 26K + 19K)

 

2019 PROJECTIONS
MONTHLY SPENDING
$2167/MON
26K/YR
SAVINGS
 $45K/YR
Student Loans
$570
Per Pay Period
Notes
Annually
Housing/
Utilities
$1,000
(46%)
401K
 
$731/pp
Payroll deduction
$19,000
[REMAINDER  $600]
[REMAINDER = 26K]
Tithe
$200
Everyday Expenses

-Groceries (~$200/mon)
-Dining Out
-Gas
Other (cable, personal
supplies, wellness visit, family, other)

$400
Roth IRA
$231/pp
$6,000
Taxable account

 

$834/pp
$20,000

 

For previous versions, see Budget Struggles.

For updates on my investment journey, see My Investment Journey Tracker.