So here’s what happened this week in My Early Retirement Journey. And in case you missed it, last week was an adventure!
Tuesday – Went to day job for about 4 hours. Then had endodontic retreatment (i.e. 3rd root canal on same tooth in 6 months). Then tried to get my car inspected but they did nothing for the 45 minutes I waited. Had to get to class. It’s the last lecture day. It’s been a spendy week. My mind is easing off the tension that was building from starting a blog and the slow pace of investing. I did recently read on Four Pillar Freedom that saving the first 100,000 is the hardest. I have nothing to compare it to, but it is a grain by grain kind of momentum. I think I’ve realized I’ve saved as much as I’m going to save for now. I’m right at a 50 to 55% savings rate with my current working budget. Getting too frugal was making me crazy.
Wednesday – Day job for 9.5 hours. Mouth actually doing ok. On Wednesdays I like to eat meatless. I commune with my BFF and we talk about life. This Wednesday was no different. I got take out from the Middle Eastern restaurant by work – majadara (lentils and rice) with a side of hummus and pita. I like to make little pita sandwiches. I was really hungry so I actually got a pack of pitas. Total cost about $6. BFF and I talked; reflected on the blog; life in general. I am so excited to be almost done with my class. Now in hindsight it seems quite doable. I’m still pretty sure I wouldn’t do it again, but I probably could be convinced in a moment of weakness 😕. Still I am really glad I saw it through…well maybe not really glad. Anyway, I realized the $1600 net I’ll receive by the end of it all wasn’t quite worth the toll on my health and the interruption to my schedule. I’ll do a bigger post on it later. In other news, this hectic schedule has me longing for an escape.
Thursday – Thoughts of an escape are consuming me. I asked a couple people at work about Pigeon Forge TN. People around here like to drive up there and have a weekend away. I just never know what to do in those kinds of environments. I’ve sort of set a mental budget of about $1500 for some summer adventure. Hmm… I wonder where I got that number. I might do a roadtrip somewhere. Been thinking about visiting some national parks for some time now. I’m no longer as desirous of international travel as I once was even ten years ago. I don’t particularly enjoy airline travel. Ran some errands. I bought a lot of sugary things – 3 packs of cookie mix, graham crackers and marshmallows, 3 packs of brownie mix, a coke, some Apple Jacks. Some from Walmart, some from Kroger. If my physical body won’t go on an adventure…my brain is sure going to be hopped up on glucose. Sorry, brain.
Friday – Worked 9 hours. Work was busy, didn’t have time to do much blogging between calls. Tried to book a trip to Tampa to visit my aunt for Mother’s Day. Her health is failing. Between calls and trying to compare prices, it got to be too much. I tried not to compare prices, but that was me pre-FIRE too. I just want to go somewhere! I’m tired of thinking about money; saving money; everything is pretty much set at this point on the FIRE front. There’s not much else I can do to accelerate my retirement. This is kind of It, so I’m at a pivotal point to figure how to make the best of It. One thing I’m thinking about is using the work-from-home option to opt out of my current routine. Psychologically, I do better with my current structure, but I keep having musings of an adventure, breaking free from the grind. Shake things up. One benefit of taking my work on the road is capitalizing on the idea of a mini-retirement or mini-sabbatical because when I think about it, my life now wouldn’t look that much different in retirement. It’s the same me, same budget. What I would hope for this trip is to see some parks; maybe explore some affordable communities along the way; and just get out of the containers that are my studio apartment, my car, and my cubicle at work. I want to be in an environment bigger than me, not just moving from one box to another. I don’t want to get bogged down with the planning. My first stop would be seeing one of my cousins who has two kids that I’ve only seen a couple times. The idea of reconnecting is also a bit of stumbling block. Am I ready? I’d also have to get a phone and sleep in random places for 6 weeks, the time frame my mind seems to have landed on. Stay tuned…
I ate out almost every day this week so I couldn’t keep track. Here’s what my prepaid debit card said I spent this week. For new readers in My Journey, instead of tracking every cent, I just give myself a monthly allowance on an Amex prepaid card. I like Bluebird, no affiliate, because there are no fees.
|Oh…there you’ll see the refund I got from Bluehost|
|I did end up buying a ticket from Tampa, I have until 9p tonight to cancel it for a full refund.|
TV this week (via apps): Alex Inc, Survivor, Mom, Life in Pieces, The Let Down (funny), New Girl
Final Thoughts: I am enjoying blogging thus far. Just this week I was able to reference old posts to remind me of something and I even used one of my posts for a lesson for my class. That was awesome! The choice to stick with Blogger has eliminated just about any technical hassle I was having with Bluehost/Wordpress. I have been less active seeking out other blogs and blogging tips. I’m getting into my groove. It’s only about month 2 so I don’t know what direction I want to take my blog, but it’s actually ok. I’m ok with it. For now, it’s me chronicling my journey and by posting it online, I’m sharing it with whomever that cares to listen. That’s enough. I decided against a monthly blogging update for this month. Might just do a quarterly update with my financial update. That’s all for now. Have a good day!