Another week down in My Early Retirement Journey. This week ended, thankfully enough, with a little spring in my step. Nice weather brightens my mood. It feels nice to leave the workday when it’s still light out.
On with it…
Monday – Worked 9.5 hours at my day job. Came home; watched The Mindy Project; and ate some frozen Asian rice. If you’re curious it’s Ling Ling’s Chicken Yakitori (<<my first attempt at affiliate linking!). It’s about $6 a box and you get 2 bags in each box. One bag sometimes lasts me two meals; sometimes just 1+. Today it was 1+. I add some expired gochujang sauce on the side and it tastes like take-out. Side note- the frozen rice doesn’t taste quite as nice the second day. I still eat it but day one is best. During some downtime at work, followed a comment from one blog to a list of other female FIRE/ Personal Finance bloggers. They’re out there! Spent some time introducing myself.
Tuesday – I had a jury summons for today but my number was not called so I had to go to work. I actually wanted to see what it was like to do jury duty. I guess that will be for another day. Worked 6.5 hours at my day job. Including commute, gave 3.5 hours to side gig (teaching). I only get paid for 1.5 hours for the actual teaching but it’s ending soon! Hallelujah!!
Wednesday – Another 9.5 hours at work. I helped train a new employee who didn’t return to work the next day 😖. I got off work on time and told myself I’d watch TV (free streaming) and relax but of course I ended up checking blog stuff. I finally got approved for AdSense! It took about 2 weeks. Got stuck in a 4 hour AdSense loop trying to figure it all out. In the end, I ended up with one AdSense ad on one of my side bars and made $0.01. I also figured out how to make the Walmart ad (my first affiliate) click open in a new window. This girl did some coding! I felt pretty accomplished. Granted, it was 2 words of code, but still it took me at least 30 minutes to figure it out!
Thursday – Worked day job and side gig. Went to Walmart to run errands. Grand total was about $12 for: 3 mangoes, 3 plums, some frozen tilapia and eggs. Got gas during lunch break and that was about $23. Bought lottery tickets for work pool ($2) and 2 apples ($0.80). Total for the day (approx): $36. My first auto-deposit to my Build Wealth fund was set for today. I budgeted for it at the beginning of the year, but it took a while to get the exact number right; figure out how I wanted to fund that account; and set up the payroll direct deposit.
Friday – Working 9 hours today. Still at work as I type this. I felt a pep in my step this morning. It was light out when I woke up and it should still be light out when I get home! I want to get some take-out today but nothing really seems appealing. Did some tweaks to budget this week.
Tweaked my spending budget down from the original $600/mon, the current $560/mon down to $430/mon. Rationale: I have this bare bones monthly budget in my mind of 500/500/500 for housing/student loan/spending. Housing is not there yet/ student loan is $566/ so I took the $66 out of spending and rounded down.
Other highlights of the week:
- 2 days without spam calls from blogging
- Increase in spam emails about blogging after adding a few new plug-ins to my site to combat the slow load time (W3 Total Cache, Cloudflare, Auto-Optimizer)
- Health-wise, feeling better than I was last week
- Only spent about $12/week on food (food budget: $50/week)
- Found this link to calculate early retirement age; might share it with my students; and this blog post led me there
Where did $50,000 dollars? Expenses are estimated about $30,000 and I paid off $20,000 in student loans. I had to check my student loan statements to remember. One day I will post my zero balance letter. I may also do another post on my debt payoff story, since it’s all the rage.
Simple wins for this week: