Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me. I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take. I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community. In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement. Along this journey, I give weekly updates just like this one. Come along with me, I urge you!
Monday – Day off. Copious amounts of TV thanks to DirecTV Now free trial, to include Chicago Med, See No Evil, Web of Lies. Apparently 14-year-old girls and single moms are prime targets for evildoers. Couple really heartbreaking stories. Thought more about yoga retreat getaway I saw on Groupon. Their marketing worked and totally awakened my senses. Still couldn’t pull trigger. I just think I don’t do enough that warrants an actual getaway. For the most part, it’s enough for me just to have days when I don’t have to go work, hence why I’ve been championing the stay cation the last 2.5 years.
– Not feeling great. Gum tissue near implant is swollen and hard and hurting. Up until the time I left my house this morning, I thought about calling in sick (well emailing, since sans phone at the moment). Remembered time-sheets were due today and I was on callbacks and thought my absence would be noticed more so than usual. Ultimately went in. Mouth still hurts. Really tired of all the recurring ailments this year (2018). These are the days when FIRE would be helpful. I would take 3 days off just to give my body some healing and recovery time. Anyway, I’m here now. Budget win: transferring $3400 from savings to broker account. After my June 2018 Financial Update
, had extra savings in my savings account. Decided this year to keep about 1.5 month’s expenses in savings. Any extra would be transferred to investment account. Yay.
Wednesday – Didn’t sleep through the night. Second night in a row. Gum tissue still inflamed and painful. Ugh. More thought to Decision 2020 (in which I decide to take mini-sabbatical or not). Still need a better name for that. Went to work 10a-6p. Feeling kind of grey. Not sure why. Aunty MERJ needs surgery. Relatives and Aunty asking me what to do. How do I know? Sigh. Single girl dinner of blueberry muffins. Then sleep. Middle of the night watch of New Girl reruns.
– Slept a little bit better last night. Ended up cutting up a pint of strawberries at work yesterday during one of my breaks. Those food waste commercials are working. Usually after cutting fruit
, eating it is a quick work. However brought it to work today. Had a few nibbles and didn’t want anymore. Still have uncut pineapple, cantaloupe, unboiled corn in vegetable drawer in fridge. Ugh. Sugar got low, got some $1.65 oatmeal from vending machine at work. Did eat some semblance of a meal last night but this weird disinterest in food has been off and on this week. In blogging news, 2 maybe 3 opportunities for guest post. Stay tuned! After work watch of The Bold Type
. Loved it!
– Thinking more about visiting some parks. At least starting with some nearby state parks. Walk and lunch, maybe? Trying a kiwi for first meal of the day. Read somewhere on the interwebs it can help with digestion. About 85% convinced my recurring constipation is a contributing factor to my lowered mood, or this recurring case of the blahs. Oh, on the blogging front, fiddled with blog everyday this week! Trying to get down to two days a week. Work in progress. Didn’t go to Walmart
for weekly errand run; went to Whole Foods and purchased about $30 worth of chocolates instead. Yeah, that happened. On a side note got an additional $8 worth of chocolates free because their best by date was yesterday. I put them in the freezer; I’m still going to eat them. Chocolate bon-bons taste like summer and tiny luxury! Plans for the weekend: eat some chocolates and watch TV! On tap: probably Famous in Love
; finish Jane the Virgin
; some HGTV and Chicago Med
. Have a good weekend!
TV this week: The Bold Type, Chicago Med, See No Evil, Web of Lies
Takeout this week: Vending machine $2, KFC $5
BlueBird (no affiliate) balance: $145
(Get $215 spending allowance every 2 weeks)
Enjoy? Follow us on Twitter / Like us on Facebook / Share/ Comment/ Subscribe!