Why My Credit Scored Dropped 16 Points: What NOT To Do

So I received a notice from Credit Karma that my credit score dropped 16 points. I scoured the site but found no explanation. They state that some fluctuations are normal. I doubt 16 points is a normal fluctuation. I called one of the credit reporting agencies and they stated they were unable to provide me …

How Being A Victim of Identity Theft Helped Me Take Control of My Finances and Pay Off $30,000 of Debt in 2 Years

So I thought I’d share my debt payoff story. I didn’t think there was much there, but perhaps I don’t give myself enough credit (no pun intended). I just thought – I got into debt when I didn’t have any money; I got out of debt when I did. That’s the overall gist. End of …

How To Stay Motivated Your 1st Month Blogging

So it’s been a rough first month blogging about My Early Retirement Journey on a self-hosted site. I was on Blogger for about a month when I first started blogging as a test run. I wanted to see if this is something I really wanted to do. It is. However, I have had quite a …

101 Things You Will Encounter Your 1st Week Blogging….about FIRE or Personal Finance

So you followed your favorite blogger’s advice (read: their affiliate’s recommendation) and started your blog in 3 easy steps! Turns out they left out quite a few things. Here’s 101 things you will encounter your first week of blogging about personal finance, FIRE, or your early retirement journey! Spam emails. Parvinder and Sunhil will email …