My Early Retirement Journey- #singlegirllife

Review | 3 Free Excel Spreadsheets That Deserve Another Look

Since my earlier post on 3 free spreadsheets was such a hit, I thought I’d share my latest findings. In my quest for the perfect spreadsheet, I stumbled upon a few more spreadsheets and templates that might serve a purpose for some of you out there. By stumbled upon, I mean I clicked every available …

The Incredible Lightness of Giving: How FIRE Helped Me to Be More Generous

Since joining the conversation, FIRE and I have had our differences. The struggle was real and still is, but I wanted to share that all this frugaling and budgeting has had a positive impact on more than just my savings rate. The core tenet in financial independence is The Budget. Don’t leave home without it! …

Financial Update | June 2018 Income and Expenses

So I’ve been experimenting with lots of different spreadsheets in the last week or so.  I used my June 2018 income and expenses to tryout a few more. It turns out Microsoft Excel has loads of templates to try. It’s been really neat to see it visualized in so many ways. Without further ado, here’s …

My Early Retirement Journey

Review | 3 Free Spreadsheets You Might Want To Try

So when I was doing my June 2018 Financial Update, I was looking into different spreadsheets. Primarily I wanted a way to visualize my numbers and maybe refine the spreadsheet I’d made back in December 2017 when I first started this Journey. Below is what mine looks like. It’s functional but a bit clunky and …

Financial Update | June 2018 Savings and Investment

Hey there! Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making …

Why Yes, This Is My $300,000 Student Loan Repayment Plan: REPAYE 2018

Welcome back to My Early Retirement Journey. So the other day, I got an email from my student loan servicer. That’s better than a wedding invitation, said no one ever. What the heck is REPAYE What is it? REPAYE is one of four income-driven repayment plans offered by the federal government for federal student loans. …

Housing for Profit? An Update from Sandra Rinomato

I recently posited:  Is it worth it to get a larger mortgage to increase your potential resale value? As you know from my Budget Struggles, housing is my biggest expense and one I hope to cut down to fuel momentum in My Early Retirement Journey.  After binge watching Buy Herself on Netflix, I thought I …