single | girl | money | life
I recently took over managing my aunt’s finance. It’s just paying her bills really because she “just doesn’t know how.” Not only does this scare me about getting older and losing my ability to care for myself, but it brought up a curious case of, will my FIRE budget really work?. I recently decided my …
So one of the things keeping me awake was how to properly allocate my stocks on My Early Retirement Journey. Why is this important? Investing, yes, has the potential to grow your capital with the magic of compound interest. However, the risk of losing your initial investment is present as well. What I seek to …
Since my earlier post on 3 free spreadsheets was such a hit, I thought I’d share my latest findings. In my quest for the perfect spreadsheet, I stumbled upon a few more spreadsheets and templates that might serve a purpose for some of you out there. By stumbled upon, I mean I clicked every available …
Since joining the conversation, FIRE and I have had our differences. The struggle was real and still is, but I wanted to share that all this frugaling and budgeting has had a positive impact on more than just my savings rate. The core tenet in financial independence is The Budget. Don’t leave home without it! …
So I’ve been experimenting with lots of different spreadsheets in the last week or so. I used my June 2018 income and expenses to tryout a few more. It turns out Microsoft Excel has loads of templates to try. It’s been really neat to see it visualized in so many ways. Without further ado, here’s …
So when I was doing my June 2018 Financial Update, I was looking into different spreadsheets. Primarily I wanted a way to visualize my numbers and maybe refine the spreadsheet I’d made back in December 2017 when I first started this Journey. Below is what mine looks like. It’s functional but a bit clunky and …
Hey there! Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me. I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making …
Welcome back to My Early Retirement Journey. So the other day, I got an email from my student loan servicer. That’s better than a wedding invitation, said no one ever. What the heck is REPAYE What is it? REPAYE is one of four income-driven repayment plans offered by the federal government for federal student loans. …
One fine morning after mustering the energy to attempt another workday, I walked outside to get in my car. My car was gone. A strange calm settled over me as I searched the parking lot. My first thought was my car was towed. And lo, it was! I had been parking in this handicapped space …
My expenses don’t generally change that much. I am curious though to see what areas of improvement might be possible in My Early Retirement Journey. You’ll see from my budget, that I give myself an allowance of a little less than $500/mon. This amount has slowly been trimmed since I started My Early Retirement Journey. …