2019 Income, Expenses, Savings

Here’s a preliminary look at my income and expenses or as the bloggers say, everything I spent in 2019!  First, here’s a look back. June 2019 Financial Update  Single Girl Money | March 2019 Financial Update  Single Girl Money | Dec 2018 Income and Expenses Update  Single Girl Money | Dec 2018 Savings and Investment …

Announcing My 2020 Budget Projections

Hello there, Since landing my latest job, I’ve been poring over my budget spreadsheet. Trying to see if I could get any closer to early retirement. Unfortunately, the needle hasn’t tipped the scale much. In 2018, I grossed $98,500 at call center #1 with overtime pay and a bonus. At my new call center, I’m …

Everything I Spent On Travel in 2019 So Far

So last week I returned from my last planned excursion for 2019. I added the final figures to my spreadsheet and thought I would share for the financial voyeurs out there. It also helps me to take a moment and analyze. This spending is not typical for me. The last time I took anything other …

Why I’m Not Paying off My $300k Student Loan Debt

So when my student loan post first came out sometime last year (2018), I received a lot of attention and mixed feedback. To this day,  I still get the sporadic suggestion to aggressively pay off this debt or the ‘you’ll never retire early with that much debt.’ Thanks? Pay off $300,000 of unsecured debt? Honestly, …

Budget Wars: My Early Retirement Journey vs A Purple Life

I have been enjoying reading A Purple Life’s journey and thought she’d serve as a good metric in the frugal FIRE since there are not many published single girl budgets out there. While so entitled, this is not actually a war. I just like data! After my end of year financial update, I thought I …

Announcing My Guilt-Free 2019 Budget Projections

Today is Dec 15, 2018 and it’s ten days till Christmas. Yippee. With season’s greetings come feelings of reflections of the year. I tend to live in the future (not the moment). I’ve already taken a sneak peek at this year’s income and expenses, and I have so many thoughts. I have so many thoughts …

#1 Way to Save 100k in Your 30s

I have been in the PF blogosphere for awhile now and have gorged on net worth updates and debt payoff stories. Much to my own chagrin I even published my own debt payoff story. I harbored some reticence because I didn’t think the story was really much of an underdog story, but other bloggers had …

Single Girl Money | Sep 2018 Savings and Investment Update

Hey there! Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making …