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Seven Specatular Reasons I Still Shop at Walmart - Like It or Not! (Who Target??)

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Welcome back to My Early Retirement Journey. This is my summer of listicles (and catchy title challenge). Why, you ask? Because it's summer!  Who has time to be cooped up in the house reading blogs when there is so much life to enjoy!  So to you, readers, I promise to keep these summer posts short, sweet, and engaging.

So while Walmart is an affiliate, I've made $0.03 since I joined their affiliate program. And that was for a purchase I made. Yes, they allow self-purchases. I sought them out when I started blogging because I love the brand so much. You'll see in most of my weekly updates that I tend to run errands there. For the most part, they're my one-stop shop and since I try to automate as much of my life as possible, it suits me and where I am on My Early Retirement Journey.  After spending a little bit of time earlier this year with Auntie MERJ, I remembered why I love Walmart so much even though millennials give it so much flack. Since we're getting to kno…

Wednesday Weekly: Jun 20, 2018

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Most popular post on My Early Retirement Journey this week: Review | 3 Free Spreadsheets You Might Want To Try

Wednesday Weekly is a round up of what I stumbled upon this week on the world wide web because sharing resources and information is what the internet's all about.

WHAT I STUMBLED UPON THIS WEEK
College May Not Be Worth It Anymore (New York Times)
Making a Killing in Virtual Real Estate (Bloomberg)

WOMEN ON THE WEB
How To Live on $700 a Month (Sarah Titus)


THIS BLOGGING BUSINESS
When Is The Best Time To Publish A Blog Post? (CoSchedule)


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7 FIRE-UNFriendly Things I Still Do on My Early Retirement Journey: A Listicle

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Hi, there. If you're just joining My Early Retirement Journey, I had some struggles early in the Journey with how exactly I fit in as I am in the FIRE community. There are some good tips in the FIRE blogosphere about how to live frugally and maximize savings, but not everyone's advice can be applied to your life. It's your life! Live it the way you want! Here are some things I still do or buy that are not particularly FIRE-Friendly so to speak, but it makes my life easier and in the end ..it's my money... I do what I want!

1.  Paper plates, bowls, and utensils. I still use paper plates and bowls and plastic cutlery. I can hear the cringe of environmentalists. I try to eliminate as many barriers to healthy eating as possible because I love eating junk food straight out of the package. If using a paper plate means I'm more likely to eat something more nutritious, that's what I'm going to do. If using a paper plate means I'll bother heating something up …

Review | 3 Free Spreadsheets You Might Want To Try

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So when I was doing my June 2018 Financial Update, I was looking into different spreadsheets. Primarily I wanted a way to visualize my numbers and maybe refine the spreadsheet I'd made back in December 2017 when I first started this Journey.

Below is what mine looks like. It's functional but a bit clunky and I keep adding things. And then I get annoyed with having to re-write the formula. I want something a bit more automated, and I want it now, says the millennial in me.



Currently I'm only tracking my savings and investment balances quarterly, or every three months. If you're just joining us I just started this Journey Dec 2017 and started blogging around Feb 2018.

Four Pillar Freedom
Onwards. I know Four Pillar Freedom creates some nice visuals and I knew he'd posted a free copy of his spreadsheet. So I gave that a try.



Key points:
I liked the simple bar graph to track your net worth over time.I liked that there wasn't much data entry involved and I di…

My Week Ending June 15, 2018: Enema, Frozen Rice, Junk Food

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Welcome back to My Early Retirement Journey. In case you're just joining us, here's a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I love watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take.  I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community.  In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement.  Al…

Scrapbook | Jun 2018 - Junky Grocery Haul

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Hey there! Welcome back to My Early Retirement Journey. I don't know what direction this blog is going quite yet. Making money off of it seems to be a long way off, if ever. In the meantime, I'm going to enjoy this part of the journey and add some fun pictures along the way! My new brainchild is this scrapbook series. It's one of my favorite things to do even virtually, so I hope you like it! And remember if you enjoy what we're doing here, then Follow us on Twitter Like us on Facebook / Share/ Comment/ Subscribe!

So if you've been following along with my most recent weekly update, I hit a financial milestone and got a little spendy. Well, I bought some rando items just because. They made me giggle so I thought I'd share this part of Summer 2018 so far...






 Yummy find.
Impulse buy..sort of.
Lucky Charms (2lb): $3
Chips Ahoy cereal: $4



Some refreshing soda for movie night this weekend.
On tap: pizza + popcorn + soda
Movie: Set It Up









Colossal Crunch: $3
Frosted…

Wednesday Weekly: June 13, 2018

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Most popular post on My Early Retirement Journey this week:My Week Ending June 8, 2018: 100k, Google Docs, Auntie Dearest

Wednesday Weekly is a round up of what I stumbled upon this week on the world wide web because sharing resources and information is what the internet's all about.

WHAT I STUMBLED UPON THIS WEEK
How to Make Tough Decisions Easier (The New York Times)

WOMEN ON THE WEB
The Quest of Laurene Powell Jobs (The Washington Post)
The Passion Profile Quiz (Clarity on Fire)

THIS BLOGGING BUSINESS 
7 Steps to Use Google Calendar to Create Your Editorial Calendar (Your Marketing BFF)
How To Optimize Images For Your WordPress Website (Elegant Themes)

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